For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
u Do home buyers need the help of an Exclusive Buyer Representative?
An Exclusive Buyer Representative works solely for you and have no legal or other responsibilities to the seller. When working with an Exclusive Buyer Representative, you have the advantage of personal representation, independent counseling, loyalty, confidentiality and trust. On the other hand, while helping you present an offer, negotiate, and close a transaction, a general real estate agent has certain fiduciary responsibilities to the seller and agent of any property you choose.
u Can an Exclusive Buyer Representative show us the same properties?
Yes, an Exclusive Buyer Representative can show you every home listed in the Realtor’s ® Multiple Listing Service, PLUS Real Estate Owned (REO) and For Sale By Owner (FSBO) properties. Additionally, an Exclusive Buyer Representative can show you brand new and unlisted homes that you may not otherwise find!
u Will a Buyer Representative disclose more information to us?
Yes indeed. Because an Exclusive Buyer Representative’s fiduciary responsibility is to YOU, he or she can be more forthcoming with any negative aspects about properties that you’re investigating for purchase.
u Does an Exclusive Buyer Representative make decisions for us?
No. As your personal ally, Advocating your best interests, a Buyer Representative is obligated to provide you with maximum information about buying a home, each step of the way. That means disclosing specifics about location, property values, offering price, negotiations, counter offers, contingencies, financing, and the entire closing process. Armed with such vital and detailed information, you’ll be thoroughly prepared to make decisions that are right for you and your family.
u What about negotiating the details?
First, an Exclusive Buyer Representative is fully qualified and highly skilled in the back and forth negotiations and financing queries that precede the closing of most real estate transactions. Second, an Exclusive Buyer Representative is also experienced and committed to helping protect your best interests in the purchase. In representing and supporting you, that’s a powerful combination!
u What did you mean by “confidentiality”?
Since an Exclusive Buyer Representative is legally obligated to only you, he or she can help you maintain absolute privacy with regard to financial and personal information. That’s another important benefit of working closely with a qualified Exclusive Buyer Representative.
u A few more questions?
I have the answers and many more details about Exclusive Buyer Representation by a professional Broker, Tish Vilar. Please call me today. I will answer your questions in full.
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
